Freelancing & Business

4 guides on freelancing & business for expats in Germany.

4 guides on freelancing & business · Last updated 2026-08-28

01 / Lead guide

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Loans for Freelancers in Germany: How to Get Approved in 2026

Loans & Mortgages

Aug 28, 20269 min read

Loans for Freelancers in Germany

KfW's August 2026 SME financing report confirms self-employed applicants still face tighter underwriting than salaried borrowers. Here's the exact document list and lender shortlist that changes that math.

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02 / Guides

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Credit CardsAug 22, 202610 min read

Credit Card Annual Fees Germany Without Schufa

A freelancer applying for the same 'free' gold Mastercard as a salaried employee can end up paying 30 to 90 EUR a year once FX and withdrawal fees are added in. Here's the real math.

Health InsuranceJul 28, 20268 min read

Health Insurance for Freelancers in Germany

Health insurance for freelancers in Germany 2026: public vs private costs, the KSK loophole, enrollment steps, and real premium ranges as of July 2026...

Freelancing & BusinessJun 23, 202612 min read

Freelancing in Germany as an Expat

Freelancing in Germany as an expat in 2026? This step-by-step guide covers visas, Freiberufler vs Gewerbe, Finanzamt registration, Kleinunternehmer tax rules, health insurance, and invoicing...

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