
Pension Contributions Refund Germany After Leaving
Non-EU nationals from countries without a German social security agreement can reclaim their 9.3% employee pension share, but only after a 24 month wait and Form V0901.
An independent magazine for building a life in Germany.
Topic hub
Everything you need for your first weeks in Germany, from registering your address to understanding German bureaucracy.
16 guides · Last updated 2026-08-31
In this hub
All topics →Moving to Germany is one of the most exciting decisions you'll ever make, but the first few weeks can feel overwhelming. Between registering your address, opening a bank account, and figuring out which insurance you need, there's a lot on your plate.
That's exactly why we created this section. Think of it as your personal checklist for settling into German life. We've been through every step ourselves and we'll walk you through it in plain English, no bureaucratic jargon required.
Our Getting Started guides cover the essential first steps every new arrival needs to complete. From the all-important Anmeldung (city registration) to understanding your visa options and navigating the Auslanderbehoerde (foreigners' office), we break down each process into simple, actionable steps.
If you've just landed in Germany, start with our First 30 Days guide. It gives you a day-by-day roadmap of what to do and when. Already past your first month? Browse our bureaucracy guides for deeper dives into specific processes like getting your tax ID, setting up health insurance, or understanding your residence permit options.
01 / Lead guide
Supporting
02 / Guides

Non-EU nationals from countries without a German social security agreement can reclaim their 9.3% employee pension share, but only after a 24 month wait and Form V0901.

A Wagenpfand cart coin, a Leergutautomat receipt, and Sunday closures trip up nearly every new arrival at Aldi, Rewe, or Kaufland during their first month in Germany.
A blank German police record costs 13 EUR as of August 2026 and takes 1 to 3 weeks, but most expats don't need one unless an employer, landlord, or the Ausländerbehörde asks first.
Professional RecognitionIHK FOSA handles trade qualifications, ZAB's Zeugnisbewertung handles degrees, and picking the wrong one can cost you months and up to 1,000 EUR in fees.
Haftpflichtversicherung for expats in Germany 2026: Privathaftpflicht cover, costs as of July 2026, limits, English signup tips, and a renters checklist...
Job SearchHow to find a job in Germany as an expat in 2026: Lebenslauf, LinkedIn, work permit timing, interviews, and first-month setup as of July 2026...
BankingGirokonto fees for expats in Germany 2026 are not just monthly account charges. Compare maintenance, SEPA, direct debit, card, and ATM costs with a practical July 2026 calculator...
TaxesGerman tax classes for expats 2026 affect your monthly net pay, but not always your final tax bill. Here's how Steuerklassen work, when to switch, and how to estimate salary after tax...
Visa & ImmigrationOpen a German blocked account (Sperrkonto) for your 2026 visa with our complete guide. Learn the minimum deposit, Fintiba vs Expatrio fees, step-by-step setup, and monthly payout rules...
Navigate Germany's mandatory address registration with our comprehensive 2026 guide. Learn required documents, step-by-step process, common mistakes to avoid, and current costs for completing your Anmeldung successfully...
Navigate pregnancy, birth registration, and parental benefits in Germany as an expat. Complete guide to healthcare, maternity leave, Kindergeld, and childcare applications for 2026...
There's a specific order you need to do things when moving to Germany. Follow this day-by-day checklist to get the essentials sorted in your first month...
Finding an apartment in German cities is genuinely hard. Here's a realistic guide covering where to search, the Bewerbungsmappe, and how to stand out...
Visa & ImmigrationGermany has a visa for almost every situation. This guide breaks down the Blue Card, work visa, freelance visa, and others in plain English...
Getting connected in Germany starts with choosing the right SIM card or mobile plan. From prepaid options for immediate connectivity to contract plans with better long-term value, this guide covers network coverage, costs, and expat-specific requirements...