German Net Salary & Tax Calculator
Updated for the 2026 tax year. Enter your gross salary to see your monthly and annual net pay after statutory income tax (Lohnsteuer), health insurance, and social security deductions.
Your Salary & Tax Details
Class 1: Single, separated, or divorced employees without children.
Public health insurance is standard for employees earning under 69,300 EUR/year.
Itemized Monthly Deductions
Expat Tax Optimization Tip
Did you move to Germany this year? Relocation expenses (flights, shipping containers, language classes, and agency fees) can be deducted as income-related expenses (Werbungskosten) on your annual tax return (Einkommensteuererklaerung), frequently yielding an average refund above 1,000 EUR.
Understanding German Taxes in 2026
Germany uses a progressive income tax system. For the 2026 tax year, the first 11,784 EUR of income (Grundfreibetrag) is completely tax-free for single taxpayers. Tax rates then scale progressively from 14% to a top rate of 42% on taxable income above 66,760 EUR.
The Six German Tax Classes
- Class I: Single, divorced, or separated without children.
- Class II: Single parents entitled to the single parent relief.
- Class III: Married sole or primary earner (higher net, spouse in V).
- Class IV: Married couples with approximately equal incomes.
- Class V: Married secondary earner paired with spouse in Class III.
- Class VI: Second jobs or unsubmitted Steuer-ID paperwork.
Statutory Social Contributions (2026)
- Pension (Rentenversicherung): 18.6% total (9.3% employee share).
- Health (Krankenversicherung): 14.6% + avg 1.7% Zusatzbeitrag (8.15% employee share).
- Nursing Care (Pflegeversicherung): 4.0% base split, with childless surcharge.
- Unemployment (Arbeitslosenversicherung): 2.6% total (1.3% employee share).