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Credit History

Everything we've published tagged Credit History.

2 guides · Last updated 2026-09-02

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Schufa Score for Expats in Germany: How to Check & Improve It

Credit Reports

Sep 2, 202611 min read

Schufa Score for Expats in Germany

Schufa's new 100-to-999 scale launched 17 March 2026, but Verbraucherzentrale found only about a quarter of banks and landlords had switched by August 2026, so both formats are still in play.

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01 Loans & Mortgages for Expats in Germany Without Schufa History The Bundesbank's July 2026 report flagged tighter mortgage underwriting on thin-file borrowers, and expats without a Schufa history can pay up to 0.5 points more or get rejected outright. Jul 31

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Loans & MortgagesJul 31, 202611 min read

Loans & Mortgages for Expats in Germany Without Schufa History

The Bundesbank's July 2026 report flagged tighter mortgage underwriting on thin-file borrowers, and expats without a Schufa history can pay up to 0.5 points more or get rejected outright.