Credit Cards Credit Card for Expats in Germany: Best Picks Without Schufa 2026
TF Bank and Advanzia both issue free gold Mastercards with zero foreign transaction fees to newcomers with no German credit file, no Schufa history required.
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Expat Finance
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Credit Cards The Sunday briefing
Never miss a rule change
New guides, rule changes with the date they took effect, and the occasional correction. One short email a week, and I write every one myself.