
Credit Card Annual Fees for Germany Expats
A 30 July 2026 market review of 60 German cards found only 17 charge zero annual fee and zero foreign transaction fee, the rest hide costs in FX markups up to 2.99%.
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Everything we've published tagged Foreign Transaction Fees.
3 guides · Last updated 2026-08-26
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A 30 July 2026 market review of 60 German cards found only 17 charge zero annual fee and zero foreign transaction fee, the rest hide costs in FX markups up to 2.99%.
TF Bank and Advanzia both issue free gold Mastercards with zero foreign transaction fees to newcomers with no German credit file, no Schufa history required.