Health Insurance Health Insurance for Expats in Germany from Brazil (2026)
Brazil has no social security agreement with Germany, so Unimed or SulAmérica coverage back home counts for nothing at the consulate in São Paulo or Rio de Janeiro.
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Health Insurance
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Health Insurance8 min read
Health Insurance for Freelancers in Germany
The day you register as a freelancer, the employer half of your health insurance disappears and you pick up the full premium. Here is how the public versus private choice breaks down in 2026, KSK included.
Health Insurance10 min read
Public Health Insurance Germany
Your employer hands you a form and asks which Krankenkasse you want, as if the dozen options were interchangeable. They are not. How contributions work, which insurer to pick, and when private is worth it.
Health Insurance16 min read
Best Private Health Insurance for Expats in Germany 2026 Guide
Private health cover looks like a bargain when you are young and healthy, which is exactly why it is easy to get wrong. Once you are in, getting back out is hard. Here is how to compare PKV properly.
Freelancing & Business12 min read
Freelancing in Germany as an Expat
Going freelance sounds simple until three offices each want different paperwork on their own timeline. The order to do it in: the permit, Freiberufler versus Gewerbe, the Finanzamt, and health insurance.
Family Life12 min read
Having a Baby in Germany as an Expat
Having a baby here comes with real support and real paperwork: insurance cover, birth registration, Elterngeld, and Kindergeld, each with its own deadline. Here is the order to tackle them.
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Never miss a rule change
New guides, rule changes with the date they took effect, and the occasional correction. One short email a week, and I write every one myself.